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Money & CalculatorsFree online tool
Estimate PPF growth from contributions, assumed interest and the investment period.
Calculator results are estimates. Check important financial, tax or market figures against the relevant current official source or professional advice.
Enter the values you want to calculate, then review the estimate below.
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Read guideUse the controls above, check the result, then copy or download it when available.
No. The applicable rate is set under the relevant government rules and can change over time.
Use this tool whenever you need: Understanding long-term contribution scenarios and comparing different annual contribution levels. It offers a fast, client-side workflow without sign-ups, installation or complex software.
Yes. All processing executes locally in your browser using client-side JavaScript. Your inputs, files and calculations remain private and are never uploaded to our servers.
Check the current official PPF rules and rate before making a financial decision. Important note: Rates and account rules are subject to the applicable government framework and can change.
Money utility
Estimate how regular contributions could grow over time.
1. Investment details
Monthly contribution can be up to ₹12,500, equivalent to the ₹1.5 lakh annual PPF deposit limit.
Quick contribution
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2. Your result
Projected balance
₹39,44,599
After 15 years, based on the inputs above.
Total contribution
₹22,50,000
Estimated interest
₹16,94,599
Quick context
Annual contribution: capped at ₹1.5 lakh in this estimate.
Default rate: 7.1%, which you can adjust when the applicable rate changes.
Planning estimate for full financial years, assuming each monthly deposit is received by the fifth and the selected rate stays constant. Interest is calculated on eligible monthly balances and credited annually. Account rounding, partial opening years, withdrawals and rate changes are excluded. A projection period is not a withdrawal date: PPF matures after 15 complete financial years from the end of the opening year, with extension options. Read the PPF scheme rules.