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Money & CalculatorsFree online tool
Estimate HRA exemption using salary, rent and the assumptions required by the calculation.
Calculator results are estimates. Check important financial, tax or market figures against the relevant current official source or professional advice.
Enter the values you want to calculate, then review the estimate below.
Related guideFinance Guide
India's old vs new income tax regime for FY 2026-27: slabs, the ₹60,000 rebate, standard deduction and four worked salary examples in rupees.
Read guideUse the controls above, check the result, then copy or download it when available.
No. Payroll or a tax professional should confirm the final tax treatment.
Use this tool whenever you need: Understanding a possible HRA exemption before checking the final figure with payroll or a tax professional. It offers a fast, client-side workflow without sign-ups, installation or complex software.
Yes. All processing executes locally in your browser using client-side JavaScript. Your inputs, files and calculations remain private and are never uploaded to our servers.
Keep rent records and your salary components available when validating the estimate. Important note: Eligibility and exemption depend on tax rules and the exact salary and accommodation circumstances.
Estimate your HRA exemption
Enter your annual salary, HRA and rent. Results update as you type.
Your details
Use annual amounts for all four fields.
Your estimate
Estimated HRA exemption
₹1,80,000
HRA received
₹2,40,000
Rent after 10% salary
₹1,80,000
Salary percentage limit
₹3,00,000
Rent paid
₹2,40,000
HRA exemption under Section 10(13A) applies only under the old tax regime. The 50% limit is for Delhi, Mumbai, Kolkata and Chennai; all other cities use 40%.
Estimate based on the common HRA exemption calculation: minimum of actual HRA received, rent paid minus 10% of salary, and 50% of salary for specified metro cities or 40% elsewhere. Actual eligibility depends on your salary components, employment and tax records. Keep rent receipts and other supporting documents where required. This is not a tax-filing calculation.